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BC tax set-aside calculator · 2026

Estimate a business-income reserve for federal tax, BC tax and CPP.

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2026 · BC residents · planning estimate. Assumes full-year CPP liability, regular CPP/EI-eligible T4 salary and sufficient T4 income-tax withholding. The result reserves only the additional income tax from your business plus self-employed CPP/CPP2.

Revenue minus eligible business expenses, before personal tax and CPP. Exclude GST/HST collected.

How the estimate works

Progressive federal and BC bands, income-tested federal basic amount, BC basic amount and reduction, CPP credits/deductions and a standard employment/EI credit are included. Salary-only income tax is subtracted. Other income, RRSP, dependants, age/disability credits, QPP, partial-year CPP, multiple-employer adjustments, alternative minimum tax and actual withholding are not modeled. This is not a predicted filing balance or a confidence interval.