← All free tools

Freelance pricing calculator

Work back from take-home income, costs and realistic billable time.

No account needed · Your inputs stay in this browser. Nothing you enter is uploaded.

Read the result correctly

Revenue needed = business expenses + take-home target ÷ (1 − reserve rate). The daily figure assumes eight billable hours. Non-billable time is deducted only when you enter total hours. This covers your specified take-home target and costs, before an additional business profit margin or sales tax. The default 25% is an editable assumption, not tax advice.

Estimate a BC reserve first